Mandatory Coverages


Optional Coverages
Endorsements You may purchase optional insurance, known as “endorsements,” including these types of coverage:

Loss of Use Coverage pays for a rental car or alternate transportation (such as taxi or train fares) while your car is being repaired.

Coverage for physical damage to a rental car provides you with collision and comprehensive coverage, which is particularly useful for drivers who frequently rent cars in Canada and the United States.

Depreciation waiver coverage ensures you receive the full value of what you paid for your car – without depreciation – and is specifically designed for new cars.

Family protection coverage pays for injuries to you and your family from the actions of an at-fault, under-insured driver. This coverage ensures that you and your family are covered to your own policy’s limits regardless of the other person’s coverage levels.

Collision forgiveness protection keeps your premium from increasing in the event of your first at-fault collision.