NEW BRUNSWICK

Compulsory minimum third-party liability:

$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000

Medical payments:

$50,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years

Funeral expense benefits:

$2,500

Disability income benefits:

104 weeks partial disability; lifetime if totally disabled; maximum $250/week; seven-day wait; unpaid housekeeper $100/week, maximum 52 weeks

Death benefits:

Death within 180 days (or two years if continuously disabled prior to death); death of head of household $50,000, plus $1,000 to each dependent survivor after first; death of spouse/partner $25,000; death of dependant $5,000

Impairment benefits:

N/A

Right to sue for pain and suffering?

Yes, but if injury a "minor injury," maximum award is $2,500*

Right to sue for economic loss in excess of no-fault benefits?

Yes

Administration:

Private insurers

Notes:

The optional "No Frills" policy with lower limits was repealed on December 20, 2007.