Understanding Your Premium

What Factors Affect My Auto Insurance Premium?

In New Brunswick, automobile insurance rates are based on several factors which include:

Your Location Every area of New Brunswick has different claims experience due to variations in local conditions including weather, road conditions, mix of vehicles on the roads and driver history. (See Territories)

What Factors DO NOT Affect My Auto Insurance Premium?

  • What Factors DO NOT Affect My Auto Insurance Premium?

What to do if your car insurance premiums increase?

Re-evaluate your needs - Review your insurance needs with your insurance company.

Shop around - Shop around, get quotes and compare prices from different companies and brokers to make sure you are getting the best deal.